If you are the victim of a vehicle crash, even a minor collision, you could sustain injuries, some of which may not be readily apparent.
You may have underlying injuries that require an extensive treatment plan. How will an insurance company view your claim for compensation?
Shock to the body
Even a minor accident, such as a rear-end collision, can cause injuries. For example, you could hit your head on the steering wheel resulting in a brain injury, or sustain a neck or spinal injury when the impact causes your head to snap violently back and forth. In all respects, a vehicle crash is a shock to the body and the body reacts by releasing chemicals such as adrenalin that can temporarily mask an injury.
Sooner is better
Seeking prompt medical assistance is the next important step for you to take. If you have an underlying injury, treatment can begin at once averting more serious consequences down the road. Keep in mind that certain types of injuries such as traumatic brain injury or spinal cord injury may require significant medical treatment, possibly for a long period of time.
Addition to the claim
Your doctor will write a report, which will tie any injuries you have directly to the vehicle crash. Insurance companies focus more on their bottom line than on your wellbeing. When you file a claim, the insurance company representing the negligent driver may try to downplay your injuries and offer a lowball settlement. The medical report, however, will add substance and help to verify your claim. As the victim of a crash, you have the right to expect full and fair compensation to cover your medical expenses and more.