A workplace injury may require prolonged and expensive medical treatment. Covering the cost of treatment and taking time off to heal, however, may not always cause an employee to suffer financially. A work-related injury may enable an employee to receive compensation for medical expenses and lost time.
According to CFO Daily News, serious job-related injuries typically require an employee to lose at least five days of work. For workers without available paid time off, this may reflect a financial setback. Georgia law, however, allows employees to receive workers’ compensation benefits, even if they were at fault for causing their injuries.
Applying for workers’ compensation benefits
As required by Georgia’s State Board of Workers’ Compensation, employees should report injuries to a supervisor as soon as they occur. The law requires every Georgia company with at least three employees to provide workers’ compensation insurance. Waiting over 30 days to report a work-related injury, however, may cause an employee to become ineligible for benefits.
Employees are eligible for benefits beginning their first day on the job. To obtain no-payment medical care for a workplace injury, employees must seek treatment from a list of eligible medical practitioners provided by their employer.
Filing a legal action to hold an employer responsible
If a preventable accident renders an employee permanently affected a legal action may hold an employer liable. Under a variety of circumstances, an employer may be the party at fault.
A civil action against an employer generally requires demonstrating that the company owed a duty of care to prevent injuries and failed to do so. An employer’s negligence or carelessness may result in a court awarding damages. An award may include medical expenses, lost wages and compensation for lifelong pain and suffering.